Whether you’re a first-time homebuyer or a seasoned vet, follow these steps and you’ll be sure to have a smooth transaction.

Starting the journey to homeownership can be overwhelming and stressful. But with a little planning, you’ll get the home that’s right for you. A home that strikes a balance between your “wish list” items and the practical realities of the property, location and the housing market. Before you know it, you’ll have a place to call your very own. A place to entertain. A place to decorate. A place to raise a family. It really is an exciting time! To help keep you on track, we’re going to give you a step-by-step guide to buying your first home.

An effective budget will map out your plan to set aside money for your down payment…

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